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Privacy Policy

Effective Date: January 10th 2024

Top Networks Inc. ("we," "our," or "us") is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share your data, the security measures we employ, and the rights you have over your personal information. We recommend that you read this policy carefully.

1. Who We Are

Top Networks Inc. operates www.topfinanzas.com ("Platform" or "Site"), a platform for financial information and product recommendations. Our mission is to provide users with tailored content about financial services and products. Top Networks Inc. is incorporated in Panama, and we abide by both international and U.S. regulations to protect your data.

If you have any questions about this Privacy Policy or how we handle your data, please contact us at info@topfinanzas.com.

2. Types of Information We Collect

We collect several types of information from and about users of our Site:

  • Personal Identification Information: Such as name, email address, contact information, date of birth, and government ID, which you provide directly.
  • Financial Information: Including income, credit status, and employment information, needed for us to tailor financial recommendations.
  • Device and Browsing Information: IP address, browser type, operating system, device type, and browsing behavior on our Site.
  • Usage Data: Details about interactions on our Site, including pages visited, links clicked, and other engagement metrics.
  • Geolocation Data: Location information if you have provided consent through your device settings.

3. How We Collect Information

We collect information in the following ways:

  • Directly From You: Information you provide when filling out forms, signing up for newsletters, or contacting us.
  • Automatically Through Technology: We use cookies, web beacons, and other tracking technologies to automatically gather information as you navigate through the Site.
  • From Third-Party Partners: We may receive information from partners for marketing, legal compliance, and enhanced services.

4. How We Use Your Information

We use the information we collect for various purposes, including:

  • To provide and maintain our services
  • To process and fulfill your requests for information or services
  • To personalize your experience on our Site
  • To communicate with you about our services, updates, and promotional offers
  • To improve our website, products, and services
  • To conduct analytics and research
  • To protect the security and integrity of our Site
  • To comply with legal obligations

5. Information Sharing and Disclosure

Your information may be shared with:

  • Service Providers: Third-party vendors who perform services on our behalf
  • Financial Partners: Financial institutions who offer products or services through our Site
  • Legal and Regulatory Authorities: When required by law, court order, or government regulation
  • Corporate Affiliates: Our parent company, subsidiaries, and affiliates
  • Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition

We do not sell your personal information to third parties for their marketing purposes without your explicit consent.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

  • Access: Request access to your personal information
  • Correction: Request that we correct inaccurate information
  • Deletion: Request that we delete your information
  • Restriction: Request that we restrict processing of your information
  • Data Portability: Request transfer of your information
  • Objection: Object to our processing of your information
  • Withdraw Consent: Withdraw consent previously provided

To exercise these rights, please contact us at info@topfinanzas.com.

7. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child without parental consent, we take steps to remove that information.

9. International Data Transfers

We are based in Panama, but our servers and service providers may be located in other countries. By using our services, you consent to the transfer of your information to countries outside your country of residence, which may have different data protection rules.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

  • Email: info@topfinanzas.com
  • Address: AV. AQUILINO DE LA GUARDIA, OCEAN BUSINESS PLAZA BUILDING, FLOOR 12, PANAMA CITY, PANAMA